A three year business plan is now in place that will deliver performance gains through to 2010, driven by efficiency improvements and targeted capital expenditure. In the UK, a predicted downturn in the housing market and low investment levels in road building are expected to have a modest effect in the short term. The outlook for non-residential and civil construction is stable, with further demand support in the London area from the 2012 Olympics and other major infrastructure projects such as the widening of the M25 and the potential Crossrail east-west rail link. Internationally, Tarmac has a presence in attractive markets with strong fundamentals and compelling growth prospects. At a time when industrial minerals are in high demand, Tarmac has access to substantial reserves (3.2 billion tonnes of quarry reserves worldwide) and has direct and stable routes to end-markets.